QR Code Fraud: In this era of digital world and social media, QR code is used on a large scale for online payment. Every person understands the convenience of using QR code for every type of payment, big or small. But this effective method for saving time can sometimes cause huge losses. Because a small mistake during the process of scanning the QR code for payment can empty your bank account.
In the present times, amidst the easy technology, fraudsters carry out their plans under the guise of QR codes. In such a situation, it is very important for every user to have full knowledge of the process of scanning the QR code and to be alert. QR codes have a role to play in cybercrime through phishing links, SIM swaps, phishing calls and others.
The fraudster sends you a QR code, as soon as you scan it you go to a link to download an app. During this, when you try to come out of it, spyware is downloaded in your phone, which sometimes does not even appear on the phone screen and your confidential information reaches the fraudsters. Taking advantage of this situation, thugs cheat you.
Many times fraudsters send QR codes to people saying that their payment will be completed from here. You don't have to do this, because only money can be sent through QR code and any such wrong scan can drain money from your bank account. That's why it is very important to have complete information about the QR code before using it.
What to do?
Before using the QR code, it is very important to have the information related to it.
If money has been deducted from your bank account, contact your bank.
In case of being a victim of a scam, inform the nearest Cyber Crime Police Station and the National Cyber Crime Reporting Portal https://cybercrime.gov.in.
do not what?
If someone sends you a QR code, don't scan it.
PIN number is not required for receiving payment, so never use PIN number for receiving.
There is never a need to scan the QR code for receiving payments, as it is only used for sending payments. In such a situation, never scan the QR code for receiving payment.
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